A Single App for Spending, Incomes & True Possession

Wirex One is constructed to be essentially the most full finance app in the marketplace. It’s obtained the whole lot it’s essential spend, earn, make investments, and develop, in a single place, powered totally by stablecoin infrastructure. Plus, it’s designed with true possession over your funds and monetary privateness at its core, reworking what we all know as personal banking immediately.

We need to empower monetary freedom like by no means earlier than. For the primary time, you’ll get the usability of a neobank with the advantages of onchain finance so you possibly can put your cash to work with true possession over your belongings.

Let’s dive into among the key options that make Wirex One completely different:

Spend your funds immediately in real-life at hundreds of thousands of places worldwide, and earn as much as 8% cashback valued in USD (one of many highest charges within the trade). Your rewards are instantly spendable, not locked in risky tokens.

Wirex One is constructed for international use, with:

• Payment-free ATM withdrawals worldwide

• 0% FX charges when spending overseas

• Multi-currency accounts contained in the app

Whether or not you’re travelling or managing a number of currencies, you retain extra of your cash

Wirex One is absolutely onchain and non‑custodial, however with out the complexity, and it’s the primary time non‑custodial finance feels so simple as a standard banking app. You get:

• True possession of your belongings

• Personal, on the spot settlement

• No seed phrases or key administration

• A clear, intuitive neobank‑model interface

Put your idle funds to work mechanically, with as much as 9.75% yield obtainable on stablecoins and crypto holdings to simply develop your portfolio. Select between versatile phrases (withdraw anytime, decrease fee) and glued phrases (greater fee, set lock interval). 

Wirex One offers you the performance of a neobank, however absolutely on stablecoin rails. You possibly can maintain your personal IBAN, ship and obtain by way of SEPA, ACH, Sooner Funds, and card transfers, while any incoming fiat auto‑converts onchain. Alternatively, you possibly can ship/obtain to different crypto wallets immediately.

Commerce a whole bunch of cryptos, with fee-free crypto buying and selling for WPAY holders. Plus, we’ll be launching 24/7 tokenised equities and as much as 5x perpetual buying and selling quickly, all inside the identical app.

Borrow in opposition to your crypto or tokenised shares with on the spot approval, and no credit score test Wirex One will provide you with a better approach to entry liquidity with out promoting your belongings.

Membership at Wirex One is in contrast to that of different premium monetary companies, and it’s powered by WPay. With Wirex One, the extra your portfolio grows, the extra your membership offers again.

What makes WPAY completely different:

• Not a subscription: zero price, the place advantages scale as you improve the % of WPAY you maintain in your portfolio, promote anytime

• No lock-up: No 6–12 month lock-up, the place your WPAY is all the time liquid and advantages modify dynamically as your portfolio modifications

• Not risky cashback: As much as 8% cashback rewards for spending on card are valued in USD, not tokens

Larger tiers provide advantages like greater yield, greater cashback charges, and premium journey & way of life perks.

Wirex One is constructed for individuals who need one highly effective app as a substitute of 5: crypto holders consolidating their belongings, travellers who hate FX charges, and anybody who desires their cash to work tougher with out paying for a premium tier.

Wirex One will launch very quickly, with extra details about it being revealed at launch. Control our social platforms for the launch date.