Vacationers, distant employees, and world app customers ceaselessly encounter difficulties with verification and cost when overseas. Every nation has its personal identification programs—equivalent to driver’s licenses, nationwide IDs, and resident registrations—that don’t match globally. Monetary and native apps usually reject foreign-issued playing cards or require native registration, inflicting friction and limiting entry to in any other case nice companies.
Crosshub’s flagship product, B‑Pay, tackles this core challenge head-on by eliminating friction in each identification verification and cost. Constructed on IDBlock, the system facilities authentication round universally acknowledged passports, sidestepping various nationwide ID programs and their inconsistencies
B‑Pay and IDBlock streamline onboarding and funds right into a single API move. With these, app customers scan their passports utilizing Optical Character Recognition (OCR) and ensure their identification by way of selfie-based facial recognition. IDBlock leverages a Self-Sovereign Id (SSI) structure and Zero-Information Proofs (ZKP) to confirm identification whereas disclosing minimal information, assembly or beating world privateness requirements like GDPR and CCPA
From right here, B‑Pay securely connects the consumer to native cost programs within the vacation spot nation. Whether or not paying for rideshares, ordering supply, or reserving lodging, customers can work together with native apps utilizing their foreign-issued card, facilitated seamlessly by the platform’s cross-border infrastructure. This can be a quite common challenge for vacationers to Southeast Asia.
B‑Pay’s interface has been rigorously crafted to work throughout cultures. It makes use of easy, icon-based navigation and localized layouts, minimizing textual content dependency. The app consists of accessibility options equivalent to darkish mode and shade‑blind assist, making certain broad usability. The design works nicely as a result of it focuses on common visible cues and reduces friction.
At this time, foreigners usually depend on money, foreign money alternate, or enrolling in native cost apps, which ceaselessly require nationwide ID numbers, native telephone numbers, or home financial institution accounts. Even broadly used financial institution playing cards is probably not accepted on native companies. Verifying identification remotely can take days, notably if involving native banks or bodily doc checks.
In distinction, B‑Pay neatly bypasses these hurdles. Since almost each nation permits passport-based identification for vacationers, IDBlock leverages this world consistency to allow real-time entry to native companies. Integration with cost platforms like Momo in Vietnam, Stripe globally, and others underpins its attain and effectiveness
Crosshub launched in 2024 with robust institutional assist. It’s backed by Korea’s Ministry of SMEs and Startups and has present partnerships with Thales, Stripe, and native tremendous‑apps in Korea. As of mid-2025, the corporate is conducting proofs of idea with banks and companies that concentrate on assist for abroad residents and world vacationers. They lately opened a Tokyo department and plan to open a Singapore department later in 2025.
B‑Pay and IDBlock collectively supply a scalable, privateness‑respecting strategy to make “native” companies obtainable to anybody, anyplace. In impact, it shrinks borders: a traveler can use international apps with minimal fuss, a digital nomad can entry native companies with out leaving a paper path, and repair suppliers can open themselves to a global consumer base with out compliance complications.
With world journey and distant work on the rise, the demand for really world cost options is rising quickly. Crosshub is positioned to make world digital companies extra accessible than ever earlier than, which is a large market.
At CES 2026, Crosshub will showcase B‑Pay and IDBlock. The corporate goals to broaden its world partnerships for its API-driven SaaS platform, focusing on journey, fintech, and e-commerce markets.
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